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About Learning

Learn about Token Economy

Earn on Unit

Ways to get paid with Unit

What is Crypto?

What is Bitcoin?

What is a Blockchain?

What is the Cooperative Economy?

The predicament with the current economic system is its unequal bipolarity; investors and the founders on one side and customers or employees, of which most survive and live paycheck to paycheck, on the other. The value of billion-dollar companies like Uber or Airbnb, is created by their providers and customers. However, only a fragment of that value goes back to drivers, passengers, or renters. We at UNIT see and understand the essential value customers and employees contribute to organizations, businesses, and movements and are excited to create a cooperative economy that benefits all sides. We systematically will balance this inequality with our token-driven and collaborative community and distribute the value creation amongst the value creators.

What are Bubbles?

Bubbles in the economy happen when assets or investments get driven by speculators who start driving up these assets' prices until it reaches a point where it becomes unsustainable. People start selling these assets, and unfortunately, because there's no underlying value, the price starts dropping. We have seen this happen with the internet in the year 2000. We've seen this happen with cryptocurrencies and ICOs in 2017 and with the property market in 2008. What needs to change to prevent these bubbles with tokens is to create real underlying value, and we believe with UNIT we can do this.

What are ICOs - Initial Coin Offerings?

ICO's provided a really incredible and disruptive way to crowdfund or finance a project, whether it's developing a movement, a protocol, or a piece of software. Tens of billions of dollars have been allocated towards different projects in ICO's between 2015 and 2018. In 2017, it went to a peak where there was a bubble that ended up bursting. The reason for the bubble was because these projects, with too few users, were getting unbelievable valuations. People were buying these tokens solely to speculate and where other people would buy from them for a higher amount and generate a return. The tokens were not backed by any economic activity, products, or services created through these tokens. ICOs are fundamental because they've shown how fundraising can happen so fluidly and how many different community members and ecosystems can be incentivized to support and grow and be rewarded when an organization or project becomes a success. However, what needs to happen is there need to be frameworks in place where projects get fair valuations backed by how they are progressing. Many ICOs raised hundreds of millions of dollars, and then the creators or the founders of teams were not incentivized to build these projects and make this a success. So we believe that the future is where tokens start with an extremely low valuation. They raise just about enough money for them to grow and scale. And over time, as these projects become a success, the founders, team members, stakeholders, users, employees, customers, and providers all benefit from the growth of this ecosystem, aligned with the different metrics that support these tokens' growth.

What is DEFI - Decentralized Finance?

DEFI creates a new system where these financial systems do not need to operate in a trusted way the same way. The big problem with the decentralized finance movement is that there are many leaders and innovators in the space. However, they are significantly overvalued. The amount of actual value created by these DEFI protocols and systems is not where they really should be to match their valuations. Many institutional investors, people from the current economy look at DEFI protocols and DEFI projects and are amazed about the possibility of something being several hundred millions of dollars while creating little value. To solve this, UNIT creates real-world value on these DEFI platforms and protocols.

What is KYC and AML?

KYC stands for Know-Your-Customer, and AML stands for anti-money laundering. Governments, financial authorities, and other organizations put these systems in place to prevent money from being moved around the economy illicitly or being used for trading illegal products like drugs or supporting human trafficking. We do KYC and AML to ensure that the people working within our ecosystem and platforms are not doing anything illicit or partaking in illegal activities and providing safety to our community. Because fundamentally, safety is our prime concern. Our members' privacy is of utmost importance, and we ensure that sensitive documents (i.e., identification cards, passports, proof of address, etc.) are securely held. We guarantee that none of this information gets sold to third parties, accessed, or used for reasons which aren't supportive of our community.

What are the UN Sustainable Development Goals?

The UN Sustainable Development Goals work was created by the United Nations to solve some of the world's most pressing issues. We'll focus on Sustainable Development Goal number eight, which focuses on economic growth, whereby we want to provide a way for everyone in the world to be taken care of economically and to be provided a financial buffer so that people don't need to worry about how they're going to pay their bills support themselves or their family.


Cooperative Economy - creating a fair economy by distributing the value created amongst the value creators, breaking the current predicament with the current economic system and its unequal bipolarity where investors and the founders on one side and customers or employees, of which most survive and live paycheck to paycheck, on the other. Therefore UNIT shares profits with all contributing stakeholders - customers, providers, investors, advisors, employees, and community.

Impact - proving the blueprint and infrastructure for communities and their members to interact, exchange value, and support each other in doing the work they find a meaningful use of their time.

Marketplaces - bringing new ways to exchange value fairly for products and services via two sided marketplaces, and peer to peer contests platform, fostering employment opportunities and jobs, knowledge sharing, engagement, technological innovation to optimize regeneration of our planet and society as a whole.

Communities, Conferences and Forums - bringing together community-builders, technologists, investors, artists, and other open-minded change-makers to design, discuss, and co-create the sustainable economy of tomorrow.

Tokens - providing a simple way to issue, distribute, and exchange a token either for oneself, projects, events, companies, organisation and alike, to drive monetization of community, peer to peer or personal networks, aligning incentives between both to achieve a common goal and objectives that's intended.

Education of the Future Program - catalyzing glocal transformation with an intensive six-week training course to help professionals to grow and develop personally, professionally, and thrive as a global citizen and micro-entrepreneur in the Unit world.

Token Driven Villages - creating a scalable framework for sustainable and conscious co-living, pionering token driven economy, new systems of autonomous and citizen-driven governance, biocentricity, and transparency to scale and reuse this model for communities of practice in more than 200 communities worldwide.

What is Token Burning?

Token burning is very similar to stock buybacks. It reduces the number of stocks or additions. By reducing the number, the demand for such a token increases while reducing the supply, which ultimately increases the value. In many token-driven projects, there is a system by which tokens are being burned.


Cash is the most liquid form of financial payment forms, as it can be exchanged for any service and products almost instantly. However, if you want to convert the ownership (full or parts) of an apartment, there is limited liquidity and longer processing time. This is not a limitation to tokens. By issuing a token for the sale or an apartment, a car, or even yourself as an individual, you can access this value in liquidity right away and use it towards something else.


Staking is where you stack your tokens and leave them in a pool. You get rewards similar to interest in compounding your tokens. Stakeholders get these rewards from the exchange fees generated when people convert one token to another token.

Liquidity Pools

Traditionally, token exchanges are traded by pairing separate buy with sell orders, which can lead to highly fluctuating prices. Through token pegging we try to eliminate such drastic fluctuations in price.


UNIT Blockchain

UNIT has its own UNIT Chain built on a protocol and technology called Polkadot, with Substrate as a blockchain building framework. Polkadot allows different blockchains to be interoperable, which means they're able to talk to one another. The inventor of Polkadot is one of the co-founders and creators of Ethereum. We believe that by building on this network and protocol, we can be leaders in driving forward this token-driven future.

Click here to get more information on Polkadot.

UNIT Blockchain - Features

The UNIT blockchain is built specific to our needs and is upgradable to evolve with future developments in blockchain and Polkadot technology. We have features to support providers and customers in transacting with one another and allow these service fees to be distributed across the different ecosystem members. We also enable people to issue tokens on the UNIT blockchain quickly in which people can realize their project and start-up ideas by issuing a new token. We also have other unique features on the UNIT blockchain, like staking liquidity pools.

Blockchain for Mass Adoption

Compared to other blockchains, UNIT Chain represents a shift in network design and development philosophy. Below is a breakdown of the key features of the UNIT network and their respective benefits for developers and end users. Transparency: By entering a public address in the UNIT Block Explorer, users can see holdings, transactions, and network data related to that account. On-chain activity is open for all to see. Block Creation Time is 2s Interoperability: Projects built on UNIT Chain can be compiled using a separate client to communicate with other chains. Client Requirements: Light nodes, rather than full nodes, do not need to run 24/7 or read and write a lot of information on the blockchain. Users can work locally via mobile devices. Upgradable Chain: Separation of runtime components, allowing easy runtime upgrades; UNIT Chain can easily be upgraded without requiring a hard fork. Flexible Consensus: On UNIT Chain, thanks to the Aura consensus algorithm, finality is reached with each new block created. Efficient Deterministic Sandbox WebAssembly Runtime: Virtual machine interpreters with available toolkits; using WebAssembly, dApps can be built using different smart contract languages. Seamless Client Upgrades: Updates that affect consensus are compiled using WebAssembly, and developers can store as many versions of consensus code as they want to compile with native code. UNIT Chain handles this complexity to ensure that the native code being executed is consistent with the currently deployed WebAssembly code.

Polkadot Substrate

Substrate blockchain has this unique protocol that lets different blockchains talk to one another. It is built on a substrate that allows many projects to create their own blockchain seamlessly using building blocks like Lego. Currently, almost every blockchain is exceptionally fragmented and separated, and there is a need for centralized exchanges to switch between tokens or talk to one another.

UNIT takes very much the opposite view to chain maximalism. We believe the idea that one blockchain should prevail, to the detriment of all others, is a hindrance to innovation in the space and negatively impacts the broader adoption of distributed ledger technologies. On the other hand, we acknowledge that the coexistence of different blockchains requires developing mechanisms for those networks to interoperate. Over the past three years, inter-chain protocols that facilitate sharing of information and the execution of smart contracts across blockchains have emerged. The blockchain industry is also in dire need of middleware, tools, and frameworks that developers can plug into easily to build blockchains and decentralized applications more efficiently. One notable initiative that addresses both issues is Parity’s Substrate.

Substrate is a software development framework to build blockchain technologies. It can be used to create standalone blockchains or to build (native) parachains. Since its release in 2018, Substrate has quickly become one of the most popular blockchain templates. It also became an obvious choice for our team when we decided to build the UNIT Chain in 2019. It has now been launched on the public blockchain according to schedule and already has $4b market cap already.

Existing blockchains are too slow, too rigid, and too foreign to traditional digital infrastructure to be used by most organizations. Our core belief at UNIT is that distributed software solutions must meet businesses requirements in order to be successful. UNIT Chain’s characteristics reflect this philosophy, especially with regard to scalability, interoperability, and upgradability.


Peer to peer payments and transfers without a need for a trusted party is revolutionary because traditionally, the entire economic system depends on banks or financial institutions. Bitcoin allows people to transact peer to peer without these institutions' needs. Unfortunately, though, there are not enough products or services offered or traded using Bitcoin, and we believe that UNIT can help drive actual usage and adoption of digital currency in the mainstream.

Ethereum & ERC 20

Ethereum was an incredible invention because it supported smart contracts. Smart contracts allowed people to build dApps - decentralized apps. One of the inventions created on top of Ethereum were tokens. ERC 20 tokens allowed anyone with an idea for a project to issue a token and enabled a community to support a crowdfunding campaign through the tokens. It showed the future where projects can be structured more cooperatively, where everyone benefits.

About Earning on Unit

You can earn on UNIT by being a provider on the marketplaces.

If you're a provider of products or services in one of the UNIT marketplaces, we make it easy for you to wake up in the morning and find customers. All in exchange for a small service fee. This fee is further shared and distributed with the ecosystem to promote continuous growth.

We use incentive systems in which collaboration is rewarded in the following way:

  • Direct:

    • The one, who brought the customer onto the platform

    • The one, who brought the provider onto the platform

    The respective amount of token is credited directly to the user wallet.

  • Indirect:

    • The UNIT community (that is, everyone who owns a UNIT token)

    • The industry community (that is, everyone who owns a token of the respective platform, where the transaction took place)

    The fee is used to fund maintenance and operation of the platforms (e.g., technology, marketing).


How it works

The book is broken up into chapters and sub-chapters. The chapters are:

  • What is Crypto?

  • What is Bitcoin?

  • What is a blockchain?

Unit tokens are functional utility tokens within UnitChain, which is a fully functional, Substrate-based blockchain with a digital currency wallet, node explorer, and dApps. UNIT tokens are not securities. UNIT tokens are non-refundable. UNIT tokens are not for speculative investment. No promises of future performance or value are or will be made with respect to UNIT, including no promise of inherent value, no promise of continuing payments, and no guarantee that UNIT will hold any particular value. UNIT tokens are not participation in the Company and UNIT tokens hold no rights in said company. UNIT tokens are sold as a functional good and all proceeds received by Company may be spent freely by Company absent any conditions.

Licenses and Approvals

Licenses and Approvals Licenses and approvals are not assured in all jurisdictions. UNIT DeFi intends to operate in full compliance with applicable laws and regulations. The views and opinions expressed in this whitepaper are those of UNIT DeFi and do not reflect the official policy or position of any government, quasi-government, authority or public body (including but not limited to any regulatory body of any jurisdiction) in any jurisdiction. This whitepaper has not been reviewed by any regulatory authority.

Third Party Data

This whitepaper contains data and references obtained from third party sources. While the management believes that the data is accurate and reliable, they have not been subject to independent audit, verification, or analysis by any professional legal, accounting, engineering, or financial advisor. There is no assurance as to the accuracy, reliability or completeness of the data.


This whitepaper and related materials are issued in English. Any translation is for reference purposes only and is not certified by any person. No assurance can be made as to the accuracy and completeness of any translation. If there is any inconsistency between a translation and the English version of this whitepaper, the English version prevails.


No content of this document, nor any link is a public offer of a security or any other financial instrument in relation with any company including the UNIT team or any of its associated companies including (without excluding any other) UNIT Technologies. This white paper or any other associated content does not constitute any advice to buy, sell, or any solicitation of any offer by the provider of the UNIT tokens (the "token provider") to purchase any UNIT tokens nor shall it or any part of it. The fact of its presentation does not form the basis nor is to be relied upon in connection with any contract or investment decision. The sale and transfer of the UNIT tokens will be performed by the UNIT team. The proceeds of sale of the UNIT tokens will be deployed to fund the herein described cryptocurrency projects, businesses and operations. No person is bound to enter into any contract or binding legal commitment in relation to the sale and purchase of the UNIT tokens. Any agreement as between the token provider and yourself as a purchaser and in relation to any sale and purchase of UNIT tokens (as referred to in the white paper or this website) is to be governed solely by a separate set of documents setting out the terms and conditions of such agreement. In the event of any inconsistencies between the Terms and Conditions and the content of this website or the white paper, the Terms and Conditions shall prevail. You are not eligible to purchase any UNIT tokens in the Initial Sale Offer (as referred to on this website or in the white paper) if you are a citizen, resident (tax or otherwise) or green card holder of the USA, China, Singapore, Iran, North Korea or Syria. No regulatory authority has examined or approved of any of the information set out on this website or in the white paper. no such action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution or dissemination of any content of this website, the white paper or any linked content does not imply that the applicable laws, regulatory requirements or rules of a specific country have been complied with. The sale of UNIT, website or white paper, any part thereof and any copy thereof must not be taken or transmitted to any country where distribution or dissemination of the white paper is prohibited or restricted. There are risks and uncertainties associated with the UNIT token sale that should be taken into account. The companies of the UNIT team and/or the token provider and their respective businesses and operations, the UNIT tokens, the initial sale of UNIT including the loss of value of the issued token which can result in a complete loss of value.

Disclaimer of Liability

To the maximum extent permitted by the applicable laws, regulations and rules, the companies of UNIT and/or the token provider as operator of this website shall not be liable for any indirect, special, incidental, consequential or other losses of any kind, contract or otherwise (including but not limited to loss of revenue, income or profits, and loss of use or data), arising out of or in connection with any acceptance of or reliance of the pre-sale, initial token sale or the white paper or any part thereof by you.

Jurisdiction and Law

Any claim or legal conflict arising from the sale of UNIT tokens, this white paper or any associated material or link included or information offered or given access through this website or any associated material shall be governed by the laws of Singapore and the courts of Singapore shall have the sole and exclusive jurisdiction.